TYDL Financial

Treat Yourself, Discover Life
Income
$0
paychecks + other income
Spent
$0
excludes transfers + card payments
Net
$0
income – spend
Saved & invested
$0
moved to savings / investing

Spending by category

    Transfers to make check off as you go

    Savings tracker mark transactions in the Transactions tab

    Could cancel (potential savings)
    $0
    per month
    Cancelled (already saved)
    $0
    per month

    Insights

    DateDescriptionAccountCategoryAmountStatus

    Income vs spend net above each pair

    Category trend

    On track / under
    0
    Watch it
    0
    Over budget
    0

    Budget vs actual type a monthly budget for each category

    Starting budgets are your own monthly average, rounded up. Status compares your average month to the budget: 85% or less = crushed it, up to 100% = on track, up to 110% = watch it.

    Add your bank data 🔒 Files never leave this browser

    Drop your bank CSV files here
    or click to choose files · you can add several at once

    How to download a CSV

    Log in on a computer (most bank apps can't export). Open an account, go to its transaction history, and look for a Download or Export button. Pick CSV (sometimes called "Spreadsheet" or "Excel") and a date range.

    • Chase: account → download arrow above transactions → Spreadsheet (CSV) → choose a date range.
    • Bank of America: account → Download → Microsoft Excel format.
    • Wells Fargo: Accounts → Download Account Activity → Comma Delimited.
    • Capital One / Amex / Discover / Citi: transactions → Download → CSV.

    Do it for checking, savings and every credit card. Uploading the same file twice is fine — duplicates are skipped.

    Your accounts

    Backup
    Your data is saved in this browser only. A backup file lets you move it to another device or browser.

    Basics

    Money goals
    Tax comes off income first, giving comes off what's left, then savings comes off what's left after that. If your paycheck already withholds taxes, set tax to 0%. Common starting points: tax 25% if self-employed, giving 10%, savings 20%.

    Remembered merchant rules

    Rules are created when you change a category with "Apply to the same merchant" on. New uploads follow them automatically.
    Start over
    TYDL Financial · Treat Yourself, Discover Life · for education only, not financial advice